Deed from

FT Simmons & Wife to B B Watkins

Dated 19 Mar 1887


[Page 202]

FT Simmons & Wife
To} Deed of Trust
B B Watkins
Recd. March 19th 1887
at 2 ¾ O'clock PM
J T Boon R. D. C.

Deed = To The Dyersburg Building And Savings Association, For the consideration of one dollar cash in
 hand paid, and the other considerations hereinafter mentioned We FT Simmons and Mary E. Simmons his 
wife do hereby bargain, sell, transfer and convey unto BB Watkins, Secretary of the Dyersburg Building 
and Savings Association (a Corporation incorporated under the laws of Tennessee and doing business at 
Dyersburg, Tennessee) (The following lot of land lying, being, and situated in the Town of Dyersburg, 
Dyer County, Tennessee to- wit: Being lot no. 26 in the Fowlkes addition to said town said lot being 125 
17/100 feet from East to West and 178 feet from North to South and so bounded on the North and South by 
streets on the East by lot No. 27 sold to Miss Ula Fay and West by Lot No 37 in said Addition), to have and 
to hold the same, together with the  improvements unto the said BB Watkins, Secretary +c, and his 
successors in office forever and we covenant with the said BB Watkins, Secretary +c and his successors in 
office that we are lawfully seized of said lot of land and have a good right to convey the same and that the 
same is unencumbered; and We bind our selves, our heirs and representations to merchant and forever 
defend the title to said lands to said BB Watkins Secretary +c, and his successors in office against the 
lawful claims of all persons whomsoever. But this conveyance is made for the following and no other 
purposes, to wit: The said Mary E. Simmons is indebted to the Dyersburg Building and Savings 
Association as shown by the books of the Association in the sum of Six Hundred Dollars for borrowed 
money loaned her by said Association, or other purchases from said Association at one of its sales, to 
enable her to build a dwelling house and the said Mary E. Simmons has by contract agreed pay and do by 
these presents agree to pay six per cent interest per annum on said six Hundred Dollars, the interest be paid 
in equaly monthly installments, on or before the first Thursday of each month, And the said Mary E. 
Simmons is a member of said Association, having subscribed for four shares therein of $200.00 each, and 
has agreed to pay one dollar monthly, dues or installments on each of said shares to said association by 2 
oclock p.m. on the First Thursday of each month, and 

[PAGE 203]

every month till said shares reach a par value, and has agreed to pay all fines and penalties and forfeitures 
that shall be assessed against him by said Association and keep the buildings erected on said lot fully 
insured for the benefit of said Association, as well as to keep paid all taxes that may be assessed by using 
lawful authority, and in all aspects to comply with the terms and conditions of the By-Laws and 
Constitution of said Association, and we are desirous of securing and making certain the payment of Six 
Hundred Dollars, and Interest, as well as said monthly dues, installments, fines penalties, taxes and the 
expense of keeping said building insured, +C, Now if the said Mary E. Simmons shall promptly pay said 
interest said borrowed money as it falls due, and pay said monthly installments of one dollar a month on 
each share as it may fall due, and pay all fines forefeitures, penalties that may be assessed lawfully against 
him by said Association, and keep paid all said taxes and costs of fire insurance and shall pay said sum of 
Six Hundred Dollars on or Before the time said shares shall reach a par value then this trust to be null and 
void, But if the said Mary E. Simmons fails to pay either said interest, installments, taxes, fines or penalties 
for Six Months after the same or either become due, or fire insurance or fails to pay said Six Hundred 
Dollars as herein provided then neither of said events, said sum of Six Hundred Dollars shall become 
absolutely due and payable at once and the said BB Watkins Secretary +C or his successors in office, as 
Trustee, is hereby Authorized and empowered and directed at once to take possession of said lot, and after 
advertising the time, terms and place of sale, by Written  or printed Hand-bills shall sell said lot, for cash in 
hand, at public auction, at the Court House door in Dyersburg, Tennessee to the highest bidder, and apply 
the proceeds, First, to the cost of making and executing this Trust, if not already paid by us: Second, to pay 
said Six Hundred Dollard, interest installments, fines, penalties, cost of fire insurance +C and Lastly, the 
balance to us or our order, said BB Watkins Watkins Secretary, or his successors in office, are authorized to 
execute a Deed or Deeds for said lot in the event of a sale and whosoever may be said secretarys successor 
successors, we further waive the necessary afoursaid Trustee making oath or bond as by law required of 
Trustees, our said Trustee or his successor,

[Page 204]

Is to auction off said property if sold, and we further authorize and agree that said property, if sold, shall be 
sold free from the equaty of redemption, or right of re-purchase, and free from all claim of homestead as 
well as free from all claim or right of Dower of said Mary E. Simmons. Whether said FT Simmons is living 
at the time of sale or not, And I, the said Mary E. Simmons, do hereby transfer and turn over to said 
Association said shares of stock, which they hold, as collateral security to further the pay rest of said 
money, interest, taxes, fire insurance, penalties, fines +C, according to the terms conditions of the 
constitution and By-Laws of said Association – All       made before signing The said shares turned over 
being from a shares in series No 3 This Thursday the     day of    188  

						FT Simmons
						ME Simmons
State Of Tennessee
Dyer County

Personally appeared before me WL Wilkerson Clerk of the County Court of said County, the above named  
FT Simmons and ME Simmons the bargainers, with whom I am personally acquainted  , and acknowledged 
that they executed the above instrument for the purchases therein expressed, And ME Simmons, wife of the 
said FT Simmons having personally appeared before me privately and apart from her husband the said ME 
Simmons acknowledged the execution of the said instrument to have been done by her freely, voluntarily, 
and understandingly without compulsion or constraint from her said husband, and for the purchases therein 
expressed Witness WL Wilkerson Clerk of said Court, at office, this 19th day of March 1887.

							WL Wilkerson Clerk


NOTE:  This deed was found in Dyer County Deeds Book Z, Page 202 - 204.  It is transcribed as written 
with grammatical errors. 


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